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Consumer credit service provided by Deko in association with Omni Capital Ltd. Deko is licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240). For more information refer to our frequently asked questions or visit https://www.dekopay.com/.

Omni Capital Ltd is authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and Prudential Regulation Authority. For more information please visit https://www.omnicapitalretailfinance.co.uk/.




Finance provided by Deko

The Watch Shop Holdings Limited

The Watch Shop Holdings Limited is authorised and regulated by the Financial Conduct Authority, register number 11640948 and act as a credit broker and not a lender. Finance is provided through the Deko platform by Omni Capital Retail Finance Limited. Omni Capital Retail Finance Limited is authorised and regulated by the Financial Conduct Authority (register number 720279). Deko is a trading name of Pay4Later Ltd which act as a credit broker and not a lender. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please go to www.dekopay.com/support or visit www.dekopay.com.

Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply.

Omni Capital Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

We may pay brokers some consideration if they introduce business to us.

We work exclusively with the Omni Capital Ltd as lender.

Deko

Deko is an online finance gateway that links retailers and finance companies making it easy for finance companies and retailers to work together to offer consumers fast and convenient point of sale finance. Deko act as a credit broker and not a lender. Deko can introduce you to a limited number of finance providers.

Finance options are available for orders above £277.78. You can select your finance option by adding your item(s) to the shopping bag and then clicking the Deko option in the checkout.

The following options are available in the checkout:

12 Months Interest Free Credit (0% APR)
24 Months Promotional Credit (9.9% APR)
36 Months Classic Credit (19.9% APR)


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